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What Is Zakat In Islam

by I Need Allah
Zakat In Islam

Zakat In Islam.

All things belong to Allah, and wealth is therefore held by human beings in trust.  The original meaning of the word zakat is both ‘purification’ and ‘growth.’  Giving zakat means ‘giving a specified percentage on certain properties to certain classes of needy people.’ It is the third pillar out of the five pillars of Islam and extremely important to Muslims around the world. Zakaat is mentioned alongside Salah (also spelled as ‘Salat’) in 82 verses of the Qur’an.. The percentage which is due on gold, silver, and cash funds that have reached the amount of about 85 grams of gold and held in possession for one lunar year is two and a half percent.  Our possessions are purified by setting aside a small portion for those in need, and, like the pruning of plants, this cutting back balances and encourages new growth.

“True piety is this: to believe in God, and the Last Day, the Angels, the Book, and the Prophets, to give of one’s substance, however, cherished, to kinsmen, and orphans, the needy, the traveler, beggars, and to ransom the slave, to perform the prayer, to pay the zakat.” Surah Baqarah, Ayah 177 (Qur’an 2:177)

What Is the Benefit of giving zakat?

1- Perfecting and completing the Islam of a slave because it is one of the pillars of Islam. So, if one does it, his Islam will be complete and perfect. There is absolutely no doubt that this is a great aim for every Muslim individual. Actually, every Muslim individual seeks to complete his religion.

2- It is proof of the truthfulness of the faith of he who gives Zakah. This is because money is loved by souls and what is loved cannot be sacrificed except in return for something similar to or more beloved than it. Therefore, it is called Sadaqah (i.e. charity) for it indicates the truthfulness of the request of its payer for the Pleasure of Allah The Almighty.

3- It purifies the morals of the payer of Zakah. It disassociates him from the group of misers and includes him in the group of the generous. This is because if one used to give, be it knowledge, money or honor, then giving will become natural for him to the extent that he may feel sad on a day in which he does not give anything.

Such as the hunter who used to hunt. If he delays his hunt on a specific day, he feels sad. The same thing applies to the one who gets himself accustomed to being generous. He feels sad when a day passes by without giving out money, honor, or benefit.

4- It expands the breast with assurance and gladdens the heart. This is because if one gives something, especially money, he will feel assurance in his breast. This is something that is tested and tried, providing that his giving should be done with complete generosity and pleasure. His sacrifice should not dwell in his heart (with regret and displeasure).

Sheykh Ibn Al-Qayyim  may Allah have mercy upon him mentioned in his renowned book ‘Zad Al-Ma‘ad’ that giving and generosity are included in the causes of expanding the heart with assurance. However, no one can achieve this benefit except one who gives with generosity and pleasure. The money leaves his heart before it leaves his hand. However, the one whose money leaves his hand while his heart is still attached to it will not benefit from giving.

5- It makes one reach the rank of the perfect believer. The Prophet  sallallaahu `alayhi wa sallam ( may Allah exalt his mention ) said: “None of you truly believes until he loves for his brother what he loves for himself.” [Muslim] So, as one loves to be given money to satisfy his needs, he should also love to give it to his brother. By doing so, one will have perfect faith.

6- It is one of the causes of entering Paradise. This is because Paradise is for “those who use soft speech, spread the greeting of Islam, feed people, and spend the night in voluntary prayer while the people are asleep.” [Ahmad and At-Tirmithi] All of us earnestly seek to enter Paradise.

7- It makes the Islamic society a single-family in which the strong helps the weak and the rich helps the poor. One will feel that he has brothers to whom he has to do good as Allah The Almighty has done well to him. Allah The Almighty Says (what means): {And do good as Allah has done well to you.} [Quran 28: 77] Thus, the Islamic nation will be as one family. This is what the later scholars called social solidarity. Zakah is the best thing that can achieve this because one fulfills with it an obligation and benefits his fellows.

8- It extinguishes the fire of the revolution of the poor. This is because the poor are vexed to find someone who rides in whatever he desires (of luxurious modes of transportation), lives in whatever palace he wishes, and eats whatever he likes. All this, while (the poor bystander) can only use his (own) legs, does not sleep except on the ground and the like. There is no doubt that he will find something (of an ill feeling) in his heart. However, if the rich give to the poor, this will extinguish their feeling for revolution, calm down their anger and make them say: “We have brothers that take care of us in difficult times” and thus they will love the rich.”

9- It prevents financial crimes such as robbery and stealing. This is because the poor will receive what satisfies their needs and so they will excuse the rich for they give them from their wealth. They give them one-quarter of one-tenth (i.e. 2.5 percent) on gold, silver and trade goods, one-tenth or one-half of one-tenth on grains and fruits and a great percentage on flocks. Thus, they will see that they are treating them well and will not transgress against them.

10- Salvation from the intense heat of the Day of Resurrection. The Prophet  sallallaahu `alayhi wa sallam ( may Allah exalt his mention ) said: “Every man will be in the shade of his charity on the Day of Resurrection.” [Ahmad]

Furthermore, he  sallallaahu `alayhi wa sallam ( may Allah exalt his mention ) said regarding the seven categories of people whom Allah The Almighty will shade with the shade He Creates on the day when there will be no shade but His: “A man who gives in charity so secretly that his left-hand does not know what his right-hand spends;” [Al-Bukhari and Muslim]

11- It makes one know the limits and rulings of Allah The Almighty because one will not fulfill Zakah unless he knows its rulings, properties, Nisabs (i.e. the minimum amounts liable for Zakah), its recipients and other such matters that the need calls for.

12- It purifies and increases wealth, meaning that, if one gives charity on his wealth, then this will protect it from blight, and Allah The Almighty may Increase his provision due to this charity. Therefore, it is mentioned in the Hadeeth: “Wealth does not decrease because of charity.” [Muslim]

It is clearly witnessed that the wealth of a miser may be afflicted with what may destroy it or the most of it due to fire, a great loss or diseases that force him to seek treatment that consume great amounts of his wealth.

13- It is one of the causes of the downfall of goodness. It is mentioned in the Hadeeth: “No people ever withhold the Zakah of their wealth but rain is withheld from the sky.” [Ibn Majah and Al-Hakim]

14- “Charity given in secret extinguishes the wrath of The Lord,” as was authentically narrated from the Messenger  sallallaahu `alayhi wa sallam ( may Allah exalt his mention ). [At-Tirmithi and Ibn Hiban]

15 – “It wards off an unpleasant death.” [At-Tirmithi and Ahmad]

16 – “It wrestles with a calamity that comes down from the heavens and prevents it from reaching earth.” [At-Tabarani]

17 – It expiates sins. The Messenger  sallallaahu `alayhi wa sallam ( may Allah exalt his mention ) said: “Charity extinguishes sins as water extinguishes fire.” [Ahmad, At-Tirmithi and An-Nasaa’i]

Who pays Zakaat and Is it obligatory? 

it’s mandatory to pay zakat for Muslims who have reached the age of puberty with good health and mind. And a person who is completely ownership of nisab

How much do I have to give?

The usual amount donated is 2.5% of a person’s total cumulative wealth in one lunar year. The value of the Nisab in prophetic tradition is 87.48 grams of pure gold or 612.36 grams of silver. The monetary value of the Nisab will vary by current prices, and scholars recommend that Muslims apply the Nisab value of silver instead of gold, to ensure that more people are eligible for Zakat.

When Do Muslim pay zakaat?

Zakat can be paid at any time of the year. The only thing to make certain is that it reflects one lunar years’ worth of net savings and nothing less. It is necessary that the due share of Zakat is accumulated over the period of one lunar year and ideally should be paid in full in the same year.

Those who are unaware of the depth and importance of paying Zakat should understand that Zakat is primarily a way of purifying your wealth. It will lead to an increase in wealth, better health and many blessings from Allah (SWT). Helping other Muslim brothers and sisters is the duty of every Muslim. All those who are able must ensure that they do their part for the betterment of the Muslim Ummah. If you have any pending Zakat, simply calculate it and pay it. If you owe many years’ worth of Zakat, simply add in the numbers and contribute. It’s never too late to pay Zakat. If you haven’t contributed your due share of Zakat then this Ramadan wipe the slate clean and make yourself current on this score. Donate Zakat this Ramadan.

Who should receive Zakat?

To be eligible to receive zakat, the recipient must be poor and/or needy. A poor person is someone whose property, in excess of his basic requirements, does not reach the nisab threshold.

The recipient must not belong to your immediate family; your spouse, children, parents, and grandparents cannot receive your zakat. Other relatives, however, can receive your zakat.

there are 8 categories who can receive the zakaat

  • The poor
  • The destitute.
  • Those who collect zakat (i.e charity organizations).
  • Those who are to be reconciled (this refers to those people whose reconciliation of hearts is intended if they are given a portion of zakat wealth in order to reconcile their hearts).
  • The emancipation of slaves
  • For those in debt.
  • For those in the way of God (Allah).
  • For travelers.

What constitutes Zakat?

Zakat is compulsory on four types of wealth that are the most popular sources of income among people, such as money, trading goods, agricultural products and animals. Money includes financial assets including cash, bonds, stocks, savings, loans given, and funds received.

Zakat on property & jewellery

A pension and any property owned for investment purposes should be taken into account. Cattle and crops constitute to agricultural products and as such fall under Zakat, as do gold and silver and ornaments made from gold and silver only, even if the precious metals are used for decorative purposes. The amount of Zakat payable on gold with a weight of over 87.480 grams, whilst Zakat is only payable on silver over 612.35 grams. You can visit a local jeweller to have the value of gold and silver jewellery checked.

As mentioned previously, Zakat is not payable on previous stones like pearls, diamonds, sapphires rubies, corals, chrysotile, or any kind of precious stones unless they are used for trading purposes.

Zakat on shares

Zakat is obligatory on the shares of trading companies, based on the real value if their worth amounts to the Nisab of gold. Zakat has to be paid on both the capital and the profits at the end of the year. The easiest way to calculate Zakat is to find out the monetary value of each type of wealth and then work out 2.5% of the total sum.

Which items do not fall under Zakat?

You don’t have to pay Zakat on:

  • Your personal home. If you have more than one house, this is the residence you spend the most time in.
  • A car you own for personal use.
  • A debt you are owed, but only if you’re not confident that you will be repaid.
  • Any jewellery that doesn’t contain gold or silver.
  • Furniture and household goods for personal use (things that you’re not planning to sell).

Zakat makes the world a better place

If you’re a Muslim, it’s essential that every bit of your offering reaches those who need it most. By donating to one of Human Appeal’s projects, we can guarantee that your gift is being used to fight poverty and make a difference in the lives of the marginalised and vulnerable.

We are one world, and by paying Zakat, you are fulfilling both a spiritual duty and an obligation as a kind, caring and responsible human being.

Source: Hadithoftheday.com and others

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